ID and Insurance Verification Made Simple
Carrier-Confirmed Coverage
CheckMy Driver verifies your customers’ coverage in real time through its simple consumer-driven process.
Insurance Expert Analysis
Skip manually reviewing coverages to make sure they meet requirements. Our decades of insurance expertise are at work through our AI-driven adequacy engine to give you actionable and easily interpreted results.
Run Anytime
Verify their coverage is active, accurate, and adequate before their rental date. Prequalify them to rent your vehicle, then check again the day of to make sure nothing has changed.
Monitor Coverage
Get notification of cancelation and policy changes in real time through regular checks, giving you transparency sooner than additional interest letters and helping you fix gaps.
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14% of Drivers are Uninsured
With 51 million drivers on the road uninsured or underinsured, do you want to risk the loss of your asset or liability exposures for your rental? Know your driver is insured by verifying and monitoring their insurance during their rental.
Don’t Just Ask Whether They’re Insured
Verify Insurance to Protect and Support Your Business
WHY CHECKMY DRIVER?
Verification takes 45 seconds on the customer’s own phone. No photocopying cards, no interpreting documents, no bottlenecks at the counter. Your team gets time back and your guests get moving faster.
Coverage can lapse while the loaner is out for days or weeks. CMD watches the policy in real time and pushes an alert the moment something changes. No other solution does this at scale.
Not just “are they insured?” but “are they who they say they are?” Dual verification in one consumer interaction catches both fraud and coverage gaps simultaneously.
Customers can verify on their own device before they walk in. Counter time drops, pickup delays disappear, and your service drive runs at full speed from the first interaction.
Staff receive a clear go/no-go eligibility status. No interpreting cards, no guessing whether the policy is actually active with the carrier right now. Green means go.
With 1 in 7 U.S. drivers underinsured or uninsured, a dealership processing 30 loaners per day is statistically releasing vehicles to ~4 uninsured drivers daily. One incident without verification costs more than years of the platform.
Every transaction preserves a verification record with accurate policy and identity details, reducing friction, finger-pointing, and exposure if a claim happens later.
FREQUENTLY ASKED QUESTIONS - FAQs
Instant insurance and identity verification with continuous monitoring. CMD connects directly to insurance carriers in real time to confirm that a driver’s policy is active, coverage is adequate for the specific transaction, and the driver is who they say they are.
An insurance card is a snapshot in time. It cannot tell you if the policy is actually active with the carrier right now. CMD verifies directly with the carrier in real time and continues monitoring the policy for the entire loaner period.
Three taps on their phone: accept terms, select their carrier, authorize verification. Under a minute, every time. They can even complete it before they arrive at the dealership.
That is exactly what continuous monitoring catches. CMD watches the policy and pushes a real-time alert to your dashboard the moment coverage changes. You know before anyone else.